Attention homeowners in Newburyport and Essex County: Need an appraisal?

Check out the top seven reasons why MA homeowners need M&M Appraisals LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a MA property tax assessment
Remove PMI to reduce a mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a MA divorce, where real estate property needs to be divided
To determine the true market value of property in question to settle an estate in MA

Do you own a home in or near Newburyport? Do you need help determining the price of your real estate?
Contact M&M Appraisals LLC.

We at M&M Appraisals LLC understand the special needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at M&M Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. M&M Appraisals LLC is qualified in helping people just like you rid yourselves of unwanted PMI insurance.

Challenging Essex county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from M&M Appraisals LLC is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. An efficient appraisal from M&M Appraisals LLC can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? M&M Appraisals LLC offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.